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Have you been served with foreclosure papers? You need to act quickly. The law limits the time you have to answer the complaint and defend your rights. You need a qualified foreclosure law firm. Foreclosure law is complex and evolving, especially in these turbulent economic times. Home foreclosures are at record levels. New legislation and various programs have been implemented to protect homeowners, and to encourage loan modification and even debt forgiveness under the right circumstances. You have options. Know your rights. The banks have attorneys working hard for them. You need quality representation in your corner. Call today for a FREE consultation WALLACE, WITTY, FRAMPTON & VELTRY, PC Attorneys at Law 1474 Sunrise Highway Bay Shore, NY 11706