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Give us a call about our all new: "$0 Money-Down" Bankruptcy Greetings! That's right! We here at Robert J. Adams & Associates are now offering $0 down payment! To qualify you must be a wage earner to be able file a Chapter 7 or Chapter 13 for $0 down. Why "$0 Money-Down" Bankruptcy? Too many good folks are being garnished or have other serious money problems. They have no money to pay the court cost for a Chapter 7 or Chapter 13. They are strapped for cash but need help. If you qualify for the "$0 Money-Down" bankruptcy, a Chapter 7 or Chapter 13 case can be filed the same day or soon thereafter and you will not have to pay the filing fee for 30 days! We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code. Legal advertising material.