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No Money Down Options if Employed. Initial Consultation is Free. No Cash Upfront Options Available. Friendly, Consistent Service</b> - Are you being harassed by bill collectors? - Are you behind on your bills? - Are you being sued? - Are your wages being garnished? - Are you paying in a debt consolidation plan? - Are you worried about a car repossession? - Are you worried about home foreclosure? - Do you owe back taxes? If yes, to any of these questions. We can help. Call to set up your initial consultation.